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  • Financial Aid Staff
    Ruth Carlson - Director of Financial Aid   Rudi Raab - Assistant Director of Financial Aid   Jim Shepard - Admissions/Financial Aid Assistant   Contact Us At: Email: finaid@baycollege.edu Phone: 906-217-4020
    other content in Financial Aid Staff in Financial Aid
    Financial Aid Staff
    Bay College Financial Aid Office 2001 North Lincoln Road Escanaba, MI 49829 Phone Number: (800) 221-2001 ext. 4020 or (906) 217-4020 Fax Number: (906) 217-1715   Email: finaid@baycollege.edu         Bay College School Code: 002240    
    other content in Financial Aid Staff in Financial Aid
    myFinaid
    ...myFinaid   MyFinaid is the online financial aid portal where you can accept your financial aid offer and provide required documents. Use this link to log into myFinaid! Tip when using both myBay and myFinaid: myBay will have a blue header at the top of the page and myFinaid will be green.    To log in to myFinaid, you must enter your Bay College username and password when prompted:   Cool Features! Discover what is needed to complete the financial aid process. Upload your required paperwork. Link to online forms with electronic signature options. Accept or Decline financial aid...
    other content in myFinaid in Financial Aid
    Bookstore Charges Against Financial Aid
    ...Bay College has defined time-frames for charging against your financial aid in our Bookstore. Charging will be allowed according to the following schedule:        2024-2025 Bookstore Charge Time-Frame Fall 2024 8/12 - 9/6 Winter 2025 12/9 - 1/24 Summer 2025 5/5 - 5/27    Please review our guidelines for charging against Financial Aid. ...
    Using Financial Aid for Charges
    ...Financial Aid and Charges  Tuition and Fees Student's financial aid will show as anticipated on their account statements until the aid is released 30 days into the semester. Students that have a negative balance (credit balance) after their tuition and fees are paid can charge at the bookstore using their financial aid credit. Please see the Bookstore Charging section for more information.  Students may see an adjustment to available financial aid if there are changes to their class schedule.  Some aid may be held if a student takes a class that starts later then the beginning...
    Free-form Content
    ...2024-2025 Disbursement Schedule Your financial aid will be disbursed based on the schedule listed below. Please note that students who are only borrowing a federal student loan for one semester are required to have their funds disbursements in two portions. Financial aid will first be applied toward the charges on your account, which may include tuition, fees, books, meal plans and/or housing... attending classes may not be eligible for disbursements from federal financial aid and may be liable to repay all or part of the financial aid funds received. It is the student’s responsibility to discuss...
    other content in Free-form Content in Financial Aid
    2025-2026 Disbursement Schedule
    ...2025-2026 Disbursement Schedule Your financial aid will be disbursed based on the schedule listed below. Please note that students who are only borrowing a federal student loan for one semester are required to have their funds disbursements in two portions. Financial aid will first be applied toward the charges on your account, which may include tuition, fees, books, meal plans... attending classes may not be eligible for disbursements from federal financial aid and may be liable to repay all or part of the financial aid funds received. It is the student’s responsibility...
    Refund General Information
    ...A refund is generated when a reduction in tuition and fees exceeds total payments or if after financial aid is transferred the credit exceeds total charges. Students can choose to have their refunds directly deposited to their financial institution or a check will be made payable to the student. Refunds will be processed within 14 days after a financial aid credit is posted or a reduction in tuition and fees posts to the student account. Please Note: there will be no tuition and fee refunds processed during the two weeks leading up to the last day to drop with a refund for a semester...
    other content in Refund General Information in Refunds
    Quick Links to Common Tasks
    Common Links myFinaid Financial Aid Document Library Scholarships Disbursement Schedule Withdrawing from a course My Account Balances Direct Deposit Form Bookstore Studentaid.gov Return to Repayment (Student Loans) 
    Bay College's FAFSA School Code 002240
    ...Financial Aid News: The 2025-2026 FAFSA is now open! Please fill out the 2025-2026 FAFSA for the upcoming academic year. We have started processing 2025-2026 FAFSA's! Check your email for updates.... As a student you have enough things to worry about. Take advantage of direct deposit and receive your financial aid overage check faster! Click on Current Students and Billing to set this up!   Address: Bay College Financial Aid Office, 2001 North Lincoln Road, Escanaba, MI 49829 Email: financialaid@baycollege.edu Fax:(906) 217-1715 Phone: (906) 217-4020 ...
    Online Financial Aid Forms
    ...Appeal Forms Satisfactory Academic Progress Appeal Form Use when appealing Financial Aid Suspension Maximum Timeframe Appeal Use when appealing Maximum Timeframe Exceeded Continued Eligibility Appeal Use when appealing MI Futures for Frontliners or MI Reconnect loss of eligibility                 Veterans Forms This form must be completed each semester for your credits to be certified. We cannot submit certification without your request.                 VA Certification Form   Work-Study Forms Apply for Work-Study positions at careers.baycollege.edu          Additional Forms...
    NBS Payment Plan
    ...’s tuition, fees and housing payments, less applicable financial aid awards, over monthly installments. Payments are electronically withdrawn from a savings, checking or credit card according to what... enrollment.  Installment payments will be calculated by taking the total balance, deducting applicable financial aid awards and dividing the amount owed by the number of remaining installments. (Example: $1000 balance - $100 financial aid = $900 – 25% down payment of $225.00 = the remaining three installments would be $225.00 each.) Should an automatic bank payment or credit card payment...
    other content in NBS Payment Plan in Payment Plan
    Introduction
    ... with the scholarship application please contact the financial aid office at 906-217-4020 or financialaid@baycollege.edu.   When the Scholarship Application is available, click "Scholarship Award Application" (below...2025-2026 Scholarship Application Application Open: January 1-November 15, 2025 Priority Consideration: March 30, 2025 For full scholarship consideration: New student to Bay College? Apply for admission at www.baycollege.edu. Complete the full scholarship application found below. Complete the 2025-2026 Free Application for Federal Student Aid (FAFSA). Apply online at www.studentaid.gov....
    other content in Introduction in Scholarships
    How to Register for Classes
    ..., and is not financially responsible however, financial aid may be effected If you are having issues dropping a course, please email registration@baycollege.edu and we will be happy to assist you...
    Third-Party Payments
    ... place after the end of the add/drop period of the semester and in conjunction with the Financial Aid transfer. All questions regarding sponsored billing should be directed...
    Holds
    ... financial aid might be affected. To fix this, contact the Registrar or complete a Change of Major form on myBay.(Navigate to Home > Quick links to common tasks > Change of Major) ... account if you do not meet the academic standards outlined in the Standards of Academic Progress.  Financial Hold: The Student Accounts Office may place a hold on your account if you have unpaid charges...
    What Does it Cost to Attend Bay College
    ...  The cost of attendance is an estimate of the educational expenses for the period of enrollment. The standard budget at Bay College includes tuition and fees, books and supplies, an allowance for miscellaneous personal expenses, an allowance for transportation, and an allowance for room and board. The cost of attendance is based on full time enrollment for the fall and winter semester. Students with dependents may request an additional allowance for costs expected to be incurred for dependent care. The Financial Aid Office also has the authority to adjust the cost of attendance on a case...
    I. ADA & 504 Accessiblity Information
    ... but not limited to, the College's administration of its admission, financial aid, employment, and academic policies, as well as the College's athletic programs and other college administered programs...
    What

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